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LENDERActivePrivate lendingLaunched 2025

BCPrivateLoans.ca

BC's private lending desk, demystified.

BCPrivateLoans is a lender-match platform built on one observation: the private mortgage market in BC is opaque, broker-gated, and overwhelming for borrowers. We bring the catalogue into the open — rate ranges, lender types, and application mechanics — so first-time and bridge borrowers can walk in informed.

Visit bcprivateloans.ca

15+

Active lenders

16

Cities covered

5.99%

Rates from

400+

Monthly inquiries

Compliance boundaries

What this unit is and is not

This unit is

  • A lender-match platform
  • A transparency layer on a broker-gated market
  • Revenue-share with the lender side
  • Licensed-partner compliant

This unit is not

  • A mortgage broker
  • A direct lender of capital
  • Regulated advice
  • A substitute for legal or financial counsel

The problem

Private lending in BC runs through a broker funnel that charges for introductions borrowers could often make themselves. Rate sheets are guarded. Borrowers sign expensive terms because they never see the comparison.

Our approach

We publish transparent rate bands by lender category, match borrowers by scenario, and handle the first-round triage so underwriting gets a clean file. Revenue comes from lender placements — borrowers pay nothing to compare.

Roadmap

What is shipped, active, and planned

  1. Q1 2025Initial lender network + 16 citiesshipped
  2. Q2 2025Scenario-based match + application triageshipped
  3. Q3 2026Rate-band observatory with historic dataactive
  4. Q4 2026Alberta expansionplanned